Without a doubt, we have the utmost confidence in our business analyst’s ability to kick assets and take names. Our “Authentic Analytics” can be your guide to improving the performance of your plans and maintaining that going forward.
Our business analysts have a wide range of knowledge and experience, with degrees ranging from Actuarial Science and Mathematics to Business Administration and Economics, plus experience in finance, accounting and underwriting. With the combination of knowledge and expertise, you can rest assured knowing we will always have your back.
BCG does not participate in book volume bonus programs offered through carriers as we believe this prevents us from being truly impartial in our service to our clients. If there is financial incentive influencing our decision, are we really working for you? We will work to ensure that your plans provide benefits of strategic value, are aligned with your organizational goals, are contractually designed, and are placed with the most reliable carriers in the market. We believe that carriers should work for you and perform at a satisfactory level, and we will work to ensure both happen.
Our Authentic Analytics include:
Today’s forecast
BCG understands the difficulty in creating an acceptable balance between plan cost controls and offering competitive employee benefits. That is where predictive modeling can help. Our plan design recommendations, cost savings initiatives, and employee contribution calculations will be customized to meet your specific needs, while staying competitive within your industry and geographic area.
Made to Measure
BCG has partnered with some of the best analytics and intelligence companies in the industry to provide benchmarking data. We will provide detailed comparative and benchmark statistics to back up our recommendations and provide you with the peace of mind that you are on the right path.
The Watchdogs
Beyond the marketplace, we want to continually learn through employee engagement to learn how to better deliver the best and most complete benefit package. BCG is persistent in working to improve both our services to you as a client, and the performance of your benefit plans. We provide continuous monitoring of your plan performance, and always look to find ways to enhance and deliver our best value proposition.
Performance Matters
BCG provides detailed monthly, quarterly, and annual managerial reporting on your plan’s performance, and can integrate with selected vendors to ensure all data is available and delivered in an effective manner. This allows BCG to closely monitor your plan’s performance, identify areas of concern, and model improvement scenarios.
Why Risk It?
Beyond our analysis, plan recommendations, and modeling, BCG will also review your plan data for opportunities to improve the utilization trends in your plans. We can introduce benefit strategies within your organization to maximize plan efficiencies and benefit appropriateness. We will also review your funding model to ensure the financial delivery vehicles are utilized to their fullest, stop loss insurance is positioned and priced for maximum effectiveness, and all risks are addressed, understood, and appropriate for your organization. Understanding the marketplace and the potential pitfalls with stop-loss and risk management are critical to minimizing the exposure to your plans.